In the spring of 1980, two years after graduating from MSU, my wife Penny and I were fortunate enough to buy an acre and a half of land. We quickly started building our dream home south of Bozeman near Hyalite Creek. Our home was completed by the end of July.…

The business news today is flooded with negative news of widespread corporate fraud, the discovery of new Ponzi schemes, and seemingly endless consumer scams. Today’s consumers are becoming increasingly cynical toward anyone selling anything, and can we blame them? From the consumer’s perspective, to blindly trust today’s retail salesperson is…